What Credit Score Do You Need to Buy a Car in the U.S. Today?
A general rule of thumb is that a score higher than 660 will allow you to qualify for a fairly good interest rate and favorable terms. Learn more about car finance
Catherine Igwe
What Credit Score Is Needed to Buy a House in 2025?
A credit score of 700 or higher is ideal for securing the best mortgage rates, though you can qualify for some loans with scores as low as 500 or 620
How to Remove Negative Student Loan History from Your Credit Report (Legally)
Your negative student loan history is hurting your credit report a lot! Learn legal ways to delete student loans, handle defaults, and improve your credit score today
Revolving vs. Installment Credit: What Type of Credit Helps Your Score More?
While both are important, revolving credit has a stronger influence on your FICO score, primarily due to credit utilization and payment history. Learn how each affects your credit profile.
How to Build and Strengthen a Thin Credit File (Fast and Effectively)
Struggling with a thin credit file? Learn fast and proven ways to build credit with secured cards, credit monitoring, and smart financial habits. Start improving your credit today!
Is Your Payment History Hurting Your Credit? Here's How to Improve It and Raise Your Score
If you’ve been denied credit or offered higher interest rates, your payment record may be the reason why. It accounts for 35% of your credit score, making it the single most important factor in determining your credit score.
Does Being an Authorized User Build or Repair Credit? The Explained Truth
Being an authorized user can help build your credit, and in some cases, it can even aid in credit repair. But there’s a right way and a wrong way to do it, and it’s not a one-size-fits-all solution. Learn how to use this strategy effectively