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Catherine Igwe

Everything You Need to Know About Your Credit Score and How It Affects You

Everything You Need to Know About Your Credit Score and How It Affects You

From discovering what a credit score really is to understanding how they are calculated and understanding the different credit scores and factors that influence them, this guide contains everything you need to know about your credit scores.

Image illustrating a step-by-step guide to repairing your credit and regaining your credit health with a man holding a pen and calculating his credit score

Rebuild Your Credit From Scratch: The Credit Repair Guide They Don’t Teach You

Tired of being denied? Learn the exact steps to fix your credit score fast—even if you’ve hit rock bottom. No fluff. Just what works.

How to Show Your Credit Score Some Love: 5 Ways to Improve It This Valentine’s Season

How to Show Your Credit Score Some Love: 5 Ways to Improve It This Valentine’s Season

Just like any great relationship, a high credit score requires consistent effort, responsible actions, and long-term commitment.

Top Mistakes That Damage Your Credit Score and How to Avoid Them in 2025

Top Mistakes That Damage Your Credit Score and How to Avoid Them in 2025

Your credit score plays a pivotal role in your financial health, determining your eligibility for loans, credit cards, and even rental agreements. Yet, many people unknowingly make mistakes that harm their credit score. In 2025, as financial systems evolve, it's crucial to stay informed about these pitfalls and

Hand using micro lens to scan through credit report for errors.

How to Check Your Credit Report for Free—and Fix Errors Fast

Federal laws and credit monitoring services have made it easier than ever to access your credit report without incurring any costs. Here’s how you can do it

Buy Now, Pay Later? Know the Risks Before You Click “Checkout”!

Buy Now, Pay Later? Know the Risks Before You Click “Checkout”!

The rise of e-commerce has drastically changed shopping habits worldwide. Convenience, speed, and flexibility now define the shopping experience, thanks to innovations like Buy Now, Pay Later (BNPL) services. Platforms such as Klarna, Afterpay, Affirm, and Sezzle make it tempting to click “Checkout” with the promise of small, manageable payments

Travel Smart: Managing Credit While Planning Your Holiday Getaway

Travel Smart: Managing Credit While Planning Your Holiday Getaway

Planning a holiday getaway is an exciting way to close out the year or celebrate the festive season, but it can be a minefield for your finances if you're not careful. Proper credit management is key to enjoying your trip without creating debt problems for the new year.