Mortgage Issues? This is How to Fix Credit to Rent an Apartment
Struggling to rent an apartment due to bad credit? Learn more eight actionable steps on how to fix your credit, improve your score, and secure that apartment lease with confidence.
checking your credit score
Is Your Payment History Hurting Your Credit? Here's How to Improve It and Raise Your Score
If you’ve been denied credit or offered higher interest rates, your payment record may be the reason why. It accounts for 35% of your credit score, making it the single most important factor in determining your credit score.
Is ‘Pay for Delete’ Really the Best Way to Remove Collections from Your Credit Report?
‘Pay for delete’ is a negotiation strategy where you offer to pay a debt collector in exchange for removing a collection account from your credit report. Discover how it works, its pros and cons.
Charge-Off vs. Collections: What’s the Difference and How to Remove Them from Your Credit Report
A charge-off and a collection both indicate serious debt issues, but they affect your credit report in different ways. In this guide, we break down the key differences.
Does Checking Your Credit Score Hurt You? The Truth About Inquiries
Most people get this wrong—see how checking your credit really affects your score, and what lenders actually look at.
How to Show Your Credit Score Some Love: 5 Ways to Improve It This Valentine’s Season
Just like any great relationship, a high credit score requires consistent effort, responsible actions, and long-term commitment.