Sign in Subscribe

debt collections

A lady looking at their credit report on a computer screen, with a concerned expression, analyzing a collection entry and pondering whether to pay or dispute it.

Should You Pay a Collection or Dispute It?

Facing a collection on your credit report and wondering whether to pay it or dispute it? Discover your best option, and learn how to handle collections from agencies like MCOA, TSG, and CBV. Get expert insights on improving your credit today!

Is ‘Pay for Delete’ Really the Best Way to Remove Collections from Your Credit Report?

Is ‘Pay for Delete’ Really the Best Way to Remove Collections from Your Credit Report?

‘Pay for delete’ is a negotiation strategy where you offer to pay a debt collector in exchange for removing a collection account from your credit report. Discover how it works, its pros and cons.

Charge-Off vs. Collections: What’s the Difference and How to Remove Them from Your Credit Report

Charge-Off vs. Collections: What’s the Difference and How to Remove Them from Your Credit Report

A charge-off and a collection both indicate serious debt issues, but they affect your credit report in different ways. In this guide, we break down the key differences.